Supplemental Insurance (Medigap) - In Depth
Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs.
Could your finances survive a serious illness or accident, especially if you had a loss of income? These plans fill in the gaps that health insurance does not cover.
Cancer Insurance
An indemnity plan that pays directly to the insured in the event of a diagnosis of cancer, or other specified diseases. These plans supplement existing health insurance coverage. Benefits obtained can be used to pay for any additional costs from the diagnosis and treatments of cancer.
Heart Attack/Stroke Insurance
An indemnity plan that pays directly to you in the event of a heart attack or stroke. These plans supplement existing health insurance coverage. Benefits obtained can be used to pay for any additional costs from the diagnosis and treatments of a heart attack or stroke.
Critical Illness Insurance
An indemnity plan that pays directly to you in the event of a critical illness. These plans supplement existing health insurance coverage. Benefits obtained can be used to pay for any additional costs from the diagnosis and treatments of a critical illness.
Accident Insurance
An indemnity plan that pays directly to you for off-the-job accidental injuries. These plans offer a lump sum benefit, plus some medical benefits. These plans supplement existing health insurance coverage. Benefits can be used to pay for any additional costs from the diagnosis and treatments of an accident.
Hospital Indemnity Insurance
An indemnity plan that pays directly to you in the event that you are hospitalized or need outpatient care from a hospital. These plans supplement existing health insurance coverage. Benefits obtained can be used to pay for any additional costs from the hospitalization.
*All plans have different levels of coverage to choose from, to fit your budget.